For those of us who would rather linger in uncertainty than take a chance on a confident but unwise move, ooching is a lifeline. It allows you to experiment with a decision while minimizing the risk, which can be helpful with choices large and small. If you’re thinking of moving to a new city, for example, maybe first you ask permission to work remotely for a month in that city. If you’re thinking of buying a new car but unsure if you can make the monthly payments, set aside a couple hundred bucks each month in a separate savings account to see if you can swing it.